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Effective: December 1, 2006 |
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04.40.10ar2 - Medicare Part B (Archive) |
Archived: February 1, 2009 |
Part B is medical insurance. There is a premium and deductible cost associated with this coverage.
Medicare Part B helps cover the following when they are medically necessary:
l Doctors’ services.
l Outpatient care.
n An initial physical exam.
n Diabetes and cardiovascular screening tests.
l X-rays.
l Laboratory services.
l Certain medical supplies.
l Medical services not covered by Part A, such as certain services of physical and occupational therapists, and/or home health care.
l Certain preventative services and tests such as colorectal cancer screenings.
In general the following services are not covered, although there may be exceptions depending on a person’s medical status or what type of Medicare plan is chosen:
l Cosmetic surgery.
l Dental.
l Acupuncture.
l Hearing aids.
l Routine eye care.
Most people pay a monthly premium for Part B. The premium amount is based on the income reported on the annual tax return and whether or not they filed individually, individually but has a spouse or jointly with a spouse. See Medicare Cost-Sharing Amounts for the Part B premium amounts.
Note: This premium will be increased by penalties if the enrollee enrolls in Medicare after the date they are first eligible.
A yearly deductible is paid by the person before Medicare begins to pay. See Medicare Cost-Sharing Amounts for the Part B deductible amounts.