Glossary G - L (Archive)

The Health Care Programs Manual glossary contains definitions of many terms related to Minnesota Health Care Programs. These definitions are intended for general reference; for complete policy information, please refer to the relevant section(s) of the manual.

Click on a letter below to link to that section of the glossary.

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G

GA

General Assistance.  A program authorized under Minnesota Statutes 256D to provide cash assistance to needy individuals and couples without children.

GAMC

General Assistance Medical Care.  A Minnesota Health Care Program providing medical care to people receiving GA cash benefits, or who are ineligible for medical coverage through MA. The ineligibility for MA cannot be due to program non-compliance.

GAMC - Hospital Only (GHO)

A Minnesota Health Care Program for people who do not qualify for MA or MinnesotaCare and do not qualify for full GAMC benefits due to excess income or assets. Benefits under this program are limited to inpatient hospital charges and physician's services received during the inpatient hospitalization.

General Assistance (GA)

A program authorized under Minnesota Statutes 256D to provide cash assistance to needy individuals and couples without children.

General Assistance Medical Care (GAMC)

A Minnesota Health Care Program providing medical care to people receiving GA cash benefits, or who are ineligible for medical coverage through MA. The ineligibility for MA cannot be due to program non-compliance.

General Enrollment

Also known as Open Enrollment. A term used by the insurance industry, as well as by DHS, for a time period during which a person can change coverage or enroll in a health plan.

GHO

GAMC - Hospital Only.  A Minnesota Health Care Program for people who do not qualify for MA or MinnesotaCare and do not qualify for full GAMC benefits due to excess income or assets. Benefits under this program are limited to inpatient hospital charges and physician's services received during the inpatient hospitalization.

Good Cause

The circumstances beyond a person's control which keep the person from following program requirements or specific eligibility conditions, such as premium payment or cooperation with medical support.

Good Cause Committee

Group of people who evaluate, approve or deny good cause claims for medical and child support referrals.

Goods and Services Statement

A document which lists the merchandise and services the owner of a  burial agreement has agreed to purchase from a funeral provider. A goods and services statement must accompany all burial agreements regardless of the funding source.

Grantor

The person or entity which creates or establishes the trust. Also called the trustor or settlor.

GRH

Group Residential Housing.  A group living situation which has a fixed rate contract with a county to provide room and board for MSA or GA clients. This includes foster care settings. It does not include battered women's shelters or medical care (Title XIX) facilities.

Gross Income

Total non-excluded income (minus expenses for self-employment and certain student income) before any deductions or disregards are applied.

Gross RSDI

The RSDI benefit amount before deducting the Medicare premium and other withholdings.

Group Home

A specialized facility providing 24-hour care for no more than 10 children, including the group home parents' own children under age 21.

Group Living Arrangement

A public or private non-profit facility certified under Section 1616(e) of the Social Security Act or a comparable state law or rule which serves no more than 16 people. This may include ICF-MRs.

Group Residential Housing (GRH)

A group living situation which has a fixed rate contract with a county to provide room and board for MSA or GA clients. This includes foster care settings. It does not include battered women's shelters or medical care (Title XIX) facilities.

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H

Halfway House

A place that provides a temporary residence for people waiting for an institutional placement or for people who have left an institution and are preparing to re-enter the community.

HCAPP

Health Care Application.  A form which people can use to apply for Minnesota Health Care Programs.

Health Care Application (HCAPP)

A form which people can use to apply for Minnesota Health Care Programs.

Health Care Programs

Minnesota Health Care Programs. A group of health coverage programs available through the State of Minnesota to people who qualify including: MinnesotaCare, Medical Assistance (MA) which includes QMB, QWD, SLMB, QI, MA-EPD, and federally-funded waiver programs, General Assistance Medical Care (GAMC), General Assistance Medical Care - Hospital Only (GHO), and the Sage Screening Program.

Health Insurance Information Form (HIIF)

A DHS form (DHS 1922 or 1922b) used to gather other health care coverage information.

Health Insurance Portability and Accountability Act (HIPAA)

A federal law passed in 1996 that protects health insurance coverage for workers and their families when they change or lose their jobs. Title II Administration Simplification provides national uniformity of transaction coding and national identifiers for providers. Data privacy is included in Title II.

Health Maintenance Organization (HMO)

An organization licensed by the Department of Health to provide all defined health care benefits to people in return for a capitated payment.

Health Plan

An organization contracting with the State to provide health services to enrollees covered by a Minnesota Health Care Program in exchange for a monthly capitation payment. A health plan may be a HMO or other defined group of medical providers. Also referred to as a managed care organization (MCO).

HealthQuest

The automated system for submitting health care program policy and procedural questions to DHS.

HIIF

Health Insurance Information Form.  A DHS form (DHS 1922 or 1922b) used to gather other health care coverage information.

Hill-Burton Act

A federal act that gives hospitals and other health facilities money to build and remodel in return for providing a limited volume of services to people living in their area who cannot pay for health care.

HIPAA

Health Insurance Portability and Accountability Act.  A federal law passed in 1996 that protects health insurance coverage for workers and their families when they change or lose their jobs. Title II Administration Simplification provides national uniformity of transaction coding and national identifiers for providers. Data privacy is included in Title II.

Home

Property an applicant or enrollee, requesting MA payment of LTC services, owns in whole or in part, in which he or she occupies, or occupied immediately prior to receiving LTC services, as the primary dwelling. The property includes the primary dwelling, all surrounding land and any building on that land, provided the land is not separated from the dwelling by property owned by another person. Land separated from the dwelling by a public right-of-way is included in the definition of the home.

Home and Community-Based Services

Services not normally covered by MA which are covered under a waiver program, including case management, homemaker services, home health aide, personal care, adult day health treatment, habilitation, respite care, and day treatment for individuals with chronic mental illness. Also known as waivered services.

Homestead

The home which is owned by and is the usual residence of the client.

Hospice

A benefit that offers comfort, care, and support to clients who are terminally ill with a life expectancy of less than six months. It also provides support to the client's family.

Hospital Leave Day

Each day an LTCF is eligible for MA payment even though the client has transferred to an inpatient hospital for medically necessary health care.

Household Report Form (HRF)

A form (DHS-2120) used by enrollees to report changes in income, assets and circumstances.

Household Size

The number of people included in a health care household. This number is used to determine income and asset eligibility and premium amount, if applicable.

HRF

Household Report Form. A form (DHS-2120) used by enrollees to report changes in income, assets and circumstances.

Human Services Judge

A person who presides over an appeal hearing and issues a recommendation on the appealed matter to the Commissioner of DHS. Also known as a Referee. An appeal is also known as a fair hearing.

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I

IBA

Irrevocable Burial Agreement.  A burial agreement with an unalterable assignment to any funeral home. The irrevocable portion of this type of agreement cannot be withdrawn before the depositor’s death.

ICF-MR

Intermediate Care Facility for People with Mental Retardation or Related Conditions.  A facility certified by the state Department of Health to provide health or rehabilitative services for people with mental retardation or related conditions who require active treatment.

IDA

Individual Development Account.  An account funded under the Assets for Independence Act, Public Law 105-285. Federal funds are available to match funds that low-income working families put into savings for a first home, post-secondary education or to start a new business. The Minnesota Department of Education operates Minnesota’s demonstration IDAs.

IEVS

Income and Eligibility Verification System.  A set of data exchanges with other state and federal sources used to verify income and assets of MA applicants and enrollees.

IFB

Insurance-Funded Burial.  A life insurance policy with an irrevocable designation  of the cash surrender value (CSV) to a funeral provider as the primary beneficiary. The value of the policy  is to be paid to a funeral provider in exchange for agreed-upon goods and services.

IMD

Institution for Mental Diseases.  A facility for the treatment of mental diseases.

Immigrant

A person who leaves another country to settle permanently in the U.S.

Immigrant Sponsor

Any person, or public or private agency or organization, who signed an affidavit agreeing to support an immigrant (who is not the dependent child or the spouse of the sponsor) as a condition of the immigrant's entry into the U.S. Also referred to as Sponsor.

Immigration and Nationality Act (INA)

The Act (INA) which, along with other immigration laws, treaties, and conventions of the United States, relates to the immigration, temporary admission, naturalization, and removal of aliens.

Immigration and Naturalization Service (INS)

The former name of U.S. Citizenship and Immigration Services (USCIS). The federal agency responsible for immigration and citizenship.

Immigration Status

The legal status conferred on a noncitizen by immigration law.

Improper Transfer

When an asset or income is sold, given away, or otherwise disposed of for less than fair market value for the purpose of obtaining or maintaining MA or GAMC eligibility.

In-Kind Income

Payment for a service in a form other than money, or receipt of non-cash gifts or non-cash contributions such as food or clothing.

INA

Immigration and Nationality Act. The Act (INA) which, along with other immigration laws, treaties, and conventions of the United States, relates to the immigration, temporary admission, naturalization, and removal of aliens.

Income and Eligibility Verification System (IEVS)

A set of data exchanges with other state and federal sources used to verify income and assets of MA applicants and enrollees.

Income Certification Period

Also known as Certification Period. The period of time a client can be active before the next renewal is processed. It is also the period of time for which income is calculated to determine income eligibility as well as premium or spenddown amounts.

Income Review (IR)

Also known as Six-Month Renewal. A review of income and/or assets to redetermine program eligibility for the next six-month period.

Income Withholding (Child Support)

The method through which child support payments are made for most employed non-custodial parents. The non-custodial parent's employer must withhold the child support amount from the non-custodial parent's paycheck. The employer can either mail that amount to the Child Support Payment Center in St. Paul or electronically transfer the funds to the state.

Inconsistent Information

Data or other information received from the client that  does not match the information provided by the client or other information on file.

Indemnity Policy

An insurance policy that pays benefits directly to people for each day of hospitalization or for a specified injury. Indemnity payments may cover costs not covered by other insurance but do not always limit benefits to paying for medical expenses.  Consider indemnity payments as third party liability unless the insurance company designates them as income replacement.

Individual Development Account (IDA)

An account funded under the Assets for Independence Act, Public Law 105-285. Federal funds are available to match funds that low-income working families put into savings for a first home, post-secondary education or to start a new business. The Minnesota Department of Education operates Minnesota’s demonstration IDAs.

Individual Development Account (IDA) - Demonstration Project

An IDA in which contributions are matched with money from special funds called ”r;Demonstration Project” money. Eligible individuals must be working and either receiving TANF or have low income/assets.

Individual Development Account (IDA) - TANF funded

An IDA with contributions matched with money from TANF. Individuals must be working and receiving TANF to be eligible for a TANF IDA.

Initial Enrollment

For MinnesotaCare, the first month in which an individual or household has MinnesotaCare coverage. The initial enrollment month does not change unless there is a break in coverage of more than one full calendar month. For managed care, this term refers to the first time an individual is enrolled in a managed care organization (MCO).

Initial Premium Payment

The first monthly premium payment which an applicant must make before coverage begins.

Inpatient

A person admitted to a hospital. Inpatient applies to a person temporarily absent from the hospital with the approval of a physician. Inpatient does not apply to a person absent from the hospital against medical advice.

INS

Immigration and Naturalization Service.  The former name of U.S. Citizenship and Immigration Services (USCIS). The federal agency responsible for immigration and citizenship.

Institution

An establishment that furnishes food, shelter, and some treatment or services to four or more people unrelated to the proprietor. An institution may be a single facility or multiple facilities owned by the same entity.

Institution for Mental Diseases (IMD)

A facility for the treatment of mental diseases.

Insurance Barriers

Eligibility criteria which govern when an applicant or enrollee may have other health coverage or access to other health coverage currently or during a specified period.

Insurance-Funded Burial (IFB)

A life insurance policy with an irrevocable designation  of the cash surrender value (CSV) to a funeral provider as the primary beneficiary. The value of the policy is to be paid to a funeral provider in exchange for agreed-upon goods and services.

Interest

Money charged as a borrower's fee on a loan or money earned and paid to the holder of a bank account, loan, or other investment. Earned interest may be credited to the account or paid directly to the owner.

Intermediate Care Facility for People with Mental Retardation or Related Conditions (ICF-MR)

A facility certified by the state Department of Health to provide health or rehabilitative services for people with mentally retardation or related conditions who require active treatment.

Interstate Agreement

The agreement between Minnesota and North Dakota to help resolve residence disputes that addresses state financial responsibility for MA eligibility for long-term care.

IR

Income Review.  Also known as Six-Month Renewal. A review of income and/or assets to redetermine program eligibility for the next six-month period.

Irrevocable Burial Agreement (IBA)

A burial agreement with an unalterable assignment to any funeral home. The irrevocable portion of this type of agreement cannot be withdrawn before the depositor’s death.

Irrevocable Trust

Allows neither the person originating the trust nor the beneficiary to change the provisions of the trust.

IV-D Agency

A state, county, or private agency that is responsible for establishing paternity and collecting child support and medical support according to Title IV-D of the Social Security Act. In Minnesota, the IV-D agency is a unit within a county agency.

IV-E Adoption

Adoption assistance placements funded under Title IV-E of the Social Security Act.

IV-E Foster Care

Foster care placements funded under Title IV-E of the Social Security Act.

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J

Joint Ownership

An ownership agreement in which two or more people own the same piece of property. Different types of joint ownership include but are not limited to joint tenancy and tenants-in-common.

Joint Tenancy

Each owner has one and the same interest and must obtain the permission of the other  joint owners in order to sell their share.

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K

 

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L

Lawful Permanent Resident (LPR)

An immigrant legally admitted to the U.S. under the U.S. Immigration and Nationality Act on a permanent basis.

Lawful Temporary Resident (LTR)

A non-immigrant legally admitted to the U.S. under the U.S. Immigration and Nationality Act on a temporary basis.

Legal Custodian

A person who is granted legal custody of a minor child by the court but who does not have legal guardianship.

Legal Guardian

A person who has been appointed or accepted as a guardian pursuant to Minnesota Statutes, sections 260.242, 525.615, 525.617, or 525.6165, and related laws.

Legal Instrument or Device Similar to a Trust

Any instrument that exhibits the general characteristics of a trust, but is not called a trust, is treated in the same way for MA purposes as a trust. This can include, but is not limited to, escrow accounts, investment accounts, pension funds and other similar devices managed by an individual or entity with fiduciary obligations.

LEP

Limited English Proficiency.  A level of knowledge of English in which a person is unable to speak, read, write, or understand the English language well enough to interact effectively with health care, social services, or other providers.

LI

Life Insurance.  A type of policy which pays a beneficiary a designated sum upon the death of the insured person. There are two basic forms of life insurance policies; term and non-term.

Lien

A legal claim against property for the satisfaction of a debt. The lien is paid off at the time the property is sold.

Life Estate

A legal procedure to limit the ownership of an asset to a person's lifetime.

Life Estate Mortality Table

A table used to compute the value of a life estate based on a person's age. It is issued by the Social Security Administration.

Life Expectancy Table

A chart used to determine whether annuitizing an annuity is a transfer for less than fair market value. It is issued by the Social Security Administration.

Life Insurance (LI)

A type of policy which pays a beneficiary a designated sum upon  the death of the insured person. There are two basic forms of life insurance policies;  term and non-term.

Limited English Proficiency (LEP)

A level of knowledge of English in which a person is unable to speak, read, write, or understand the English language well enough to interact effectively with health care, social services, or other providers.

Liquid Assets

Assets easily converted to cash such as stocks, bonds or banking accounts.

Long Term Care Consultation (LTCC)

A screening program that prevents inappropriate nursing home or boarding care placement. Formerly known as the Pre-admission Screening (PAS) Program.

Long Term Care Facility (LTCF)

A place such as a nursing facility, intermediate care facility for the mentally retarded (ICF-MR), medical hospital, or an MA-covered bed in the regional treatment center (RTC).

Long Term Care Spouse

A married person living in a medical or nursing facility who meets continuous LTC/EW period requirements.

LPR

Lawful Permanent Resident.  An immigrant legally admitted to the U.S. under the U.S. Immigration and Nationality Act on a permanent basis.

LTCC

Long Term Care Consultation . A screening program that prevents inappropriate nursing home or boarding care placement. Formerly known as the Pre-admission Screening (PAS) Program.

LTCF

Long Term Care Facility.  A place such as a nursing facility, intermediate care facility for the mentally retarded (ICF-MR), medical hospital, or an MA-covered bed in the regional treatment center (RTC).

LTR

Lawful Temporary Resident.  A non-immigrant legally admitted to the U.S. under the U.S. Immigration and Nationality Act on a temporary basis.

Lump Sum

Cash received on a non-recurring or irregular basis that cannot be reasonably anticipated. Examples of lump sums include winnings, insurance settlements, inheritances, and retroactive payments of RSDI.

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