Life Estate Mortality Table (Archive)

This table is used when determining the life expectancy of a life estate owner.

Note:  Although other tables may exist, this is the life expectancy table that must be used for MA purposes.

Ages 0 - 20.

Ages 21 - 40.

Ages 41 - 60.

Ages 61 - 80.

Ages 81 - 100.

Ages 101 - 109.

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Ages 0 - 20

Age

Life Estate Interest

Remainder Interest

 

Age

Life Estate Interest

Remainder Interest

0

.97188

.02812

 

11

.98453

.01547

1

.98988

.01012

 

12

.98329

.01671

2

.99017

.00983

 

13

.98198

.01802

3

.99008

.00992

 

14

.98066

.01934

4

.98981

.01019

 

15

.97937

.02063

5

.98938

.01062

 

16

.97815

.02185

6

.98884

.01116

 

17

.97700

.02300

7

.98822

.01178

 

18

.97590

.02410

8

.98748

.01252

 

19

.97480

.02520

9

.98663

.01337

 

20

.97365

.02635

10

.98565

.01435

 

 

 

 

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Ages 21 - 40

Age

Life Estate Interest

Remainder Interest

 

Age

Life Estate Interest

Remainder Interest

21

.97245

.02755

 

31

.95254

.04746

22

.97120

.02880

 

32

.94942

.05058

23

.96986

.03014

 

33

.94608

.05392

24

.96841

.03159

 

34

.94250

.05750

25

.96678

.03322

 

35

.93868

.06132

26

.96495

.03505

 

36

.93460

.06540

27

.96290

.03710

 

37

.93026

.06974

28

.96062

.03938

 

38

.92567

.07433

29

.95813

.04187

 

39

.92083

.07917

30

.95543

.04457

 

40

.91571

.08429

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Ages 41 - 60

Age

Life Estate Interest

Remainder Interest

 

Age

Life Estate Interest

Remainder Interest

41

.91030

.08970

 

51

.83874

.16126

42

.90457

.09543

 

52

.82969

.17031

43

.89855

.10145

 

53

.82028

.17972

44

.89221

.10779

 

54

.81054

.18946

45

.88558

.11442

 

55

.80046

.19954

46

.87863

.12137

 

56

.79006

.20994

47

.87137

.12863

 

57

.77931

.22069

48

.86374

.13626

 

58

.76822

.23178

49

.85578

.14422

 

59

.75675

.24325

50

.84743

.15257

 

60

.74491

.25509

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Ages 61 - 80

Age

Life Estate Interest

Remainder Interest

 

Age

Life Estate Interest

Remainder Interest

61

.73267

.26733

 

71

.58914

.41086

62

.72002

.27998

 

72

.57261

.42739

63

.70696

.29304

 

73

.55571

.44429

64

.69352

.30648

 

74

.53862

.46138

65

.67970

.32030

 

75

.52149

.47851

66

.66551

.33449

 

76

.50441

.49559

67

.65098

.34902

 

77

.48742

.51258

68

.63610

.36390

 

78

.47049

.52951

69

.62086

.37914

 

79

.45357

.54643

70

.60522

.39478

 

80

.43659

.56341

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Ages 81 - 100

Age

Life Estate Interest

Remainder Interest

 

Age

Life Estate Interest

Remainder Interest

81

.41967

.58033

 

91

.26955

.73045

82

.40295

.59705

 

92

.25771

.74229

83

.38642

.61358

 

93

.24692

.75308

84

.36998

.63002

 

94

.23728

.76272

85

.35359

.64641

 

95

.22887

.77113

86

.33764

.66236

 

96

.22181

.77819

87

.32262

.67738

 

97

.21550

.78450

88

.30859

.69141

 

98

.21000

.79000

89

.29526

.70474

 

99

.20486

.79514

90

.28221

.71779

 

100

.19975

.80025

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Ages 101 - 109

Age

Life Estate Interest

Remainder Interest

101

.19532

.80468

102

.19054

.80946

103

.18437

.81563

104

.17856

.82144

105

.16962

.83038

106

.15488

.84512

107

.13409

.86591

108

.10068

.89932

109

.04545

.95455

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