Lawful Permanent Resident (LPR)
An immigrant legally admitted to the U.S. on a permanent basis under the U.S. Immigration and Nationality Act.
Lawful Temporary Resident (LTR)
A non-immigrant legally admitted to the U.S. on a temporary basis under the U.S. Immigration and Nationality Act.
Lawfully Present Noncitizen
A noncitizen who is present in the United States in accordance with immigration laws, who has not violated the terms of his or her status. Lawfully present noncitizens include, but are not limited to Refugees, Asylees, victims of Trafficking, Lawful Permanent Residents (LPRs), battered noncitizens, Lawful Temporary Residents, Parolees, people with a pending immigration status, and Temporary Protected Status.
LCC
Life Care Community. An organization that contractually offers a range of continuing care services while providing flexible accommodations, which may change with the client's needs. An LCC may also be referred to as a continuing care retirement community (CCRC).
Lead Agency Case Manager
The health plan, county or tribal agency staff person who provides case coordination or case management services.
Legal Custodian
A person who is granted legal custody of a minor child by the court but who does not have legal guardianship.
Legal Instrument or Device Similar to a Trust
Any instrument that exhibits the general characteristics of a trust, but is not called a trust, is treated in the same way for MA purposes as a trust. This can include, but is not limited to, escrow accounts, investment accounts, pension funds and other similar devices managed by an individual or entity with fiduciary obligations.
LEP
Limited English Proficiency. People with limited English proficiency, or “LEP,” are not able to speak, read, write, or understand the English language well enough to allow them to interact effectively with health and social services agencies and other providers.
LI
Life Insurance. A type of policy which pays a beneficiary a designated sum upon the death of the insured person. There are two basic forms of life insurance policies: term and non-term.
Lien
A legal claim against property for the satisfaction of a debt. The lien is paid off at the time the property is sold.
Life Annuity
An annuity under which the payments continue for the life of the annuitant.
Life Care Community (LCC)
An organization that contractually offers a range of continuing care services while providing flexible accommodations, which may change with the client's needs. An LCC may also be referred to as a continuing care retirement community (CCRC).
Life Estate
An interest in real property held only for the duration of a specified person’s life (usually for the life of the person or people who have the life estate interest). A life estate is a form of legal ownership that is usually created through a deed, will, or by operation of law.
Life Estate Interest
An interest in real property that is limited to the duration of the lifetime of a specified person or people.
Life Estate Mortality Table
A table used to compute the value of a life estate based on a person's age. It is issued by the Social Security Administration.
Life Estate Owner
The person with an interest in real property subject to the duration of a specified person's life. Unless the instrument establishing the life estate places restrictions on the rights of the life estate owner(s), the life estate owner has the right to possess, use and obtain profits from the property and to sell the life estate interest. The life estate owner cannot take any action concerning the interest of the remainderman. A life estate owner is also referred to as \"life tenant\" or \"tenant for life.\"
Life Expectancy Table
A chart used to determine whether annuitizing an annuity is a transfer for less than fair market value. It is issued by the Social Security Administration.
Life Insurance (LI)
A type of policy which pays a beneficiary a designated sum upon the death of the insured person. There are two basic forms of life insurance policies: term and non-term.
Limited English Proficiency (LEP)
People with limited English proficiency, or “LEP,” are not able to speak, read, write, or understand the English language well enough to allow them to interact effectively with health and social services agencies and other providers.
Liquid Assets
Cash or other types of assets that can be easily converted to cash, such as bank accounts, stocks, bonds, certificates of deposit, some retirement accounts and money market accounts.
Long-Term Care (LTC) Services
LTC services include skilled nursing facility (SNF) care, nursing facility care in an inpatient medical hospital or intermediate care facility (ICF, ICF/DD), or services covered by home and community-based waiver programs (CAC, CADI, DD, EW, and TBI).
Long-Term Care (LTC) Spenddown
Amount of income an enrollee is responsible for paying toward the cost of LTC services as determined by a LTC income calculation.
Long-Term Care Consultation (LTCC)
A program to help people make decisions about long-term care and prevent inappropriate nursing home or boarding care placement.
Long-Term Care Facility (LTCF)
A place such as a skilled nursing facility, Intermediate Care Facility for the Developmentally Disabled (ICF/DD) or medical hospital in which the individual receives skilled nursing services. Group Residential Housing (GRH) and Housing with Services Establishments are not long-term care facilities.
Long-Term Care Spouse
A person married to a community spouse who either: resides in a long-term care facility (LTCF) and has resided, or is anticipated to reside, in an LTCF for at least 30 consecutive days, or requests services through the Elderly Waiver (EW) or Alternative Care (AC) programs and has received a long-term care consultation (LTCC) that demonstrates the individual requires an institutional level of care and the individual has received, or is anticipated to receive, EW or AC services for at least 30 consecutive days.
Lookback Period
A specific period for evaluating transfers prior to the date a person requests MA payment of LTC services.
LPR
Lawful Permanent Resident. An immigrant legally admitted to the U.S. on a permanent basis under the U.S. Immigration and Nationality Act.
LTCC
Long-Term Care Consultation. A program to help people make decisions about long-term care and prevent inappropriate nursing home or boarding care placement.
LTCF
Long-Term Care Facility. A place such as a skilled nursing facility, Intermediate Care Facility for the Developmentally Disabled (ICF/DD) or medical hospital in which the individual receives skilled nursing services. Group Residential Housing (GRH) and Housing with Services Establishments are not long-term care facilities.
LTR
Lawful Temporary Resident. A non-immigrant legally admitted to the U.S. on a temporary basis under the U.S. Immigration and Nationality Act.
Lump Sum
Cash received on a non-recurring or irregular basis that cannot be reasonably anticipated. Examples of lump sums include winnings, insurance settlements, inheritances, and retroactive payments of RSDI.