Money received from employment or self-employment. This includes but is not limited to salaries, wages, tips, commissions, vacation, and sick pay.
Earned Income Credit (EIC)
A federal tax credit given to low income people. Household members may receive an EIC once a year as a refund or as an advance payment or tax reduction with each paycheck.
Earned Income Disregard
An amount deducted from earned income, as an employment incentive, when determining a client's total net income.
Earned Income Disregard Cycle
The time period during which the earned income disregard is applied.
Effective Date
The begin date of a specific action such as an approval, denial, closure or other change in eligibility or coverage.
Eighteen-Month Rule
One of the insurance barriers for MinnesotaCare. The 18-month rule requires that some people cannot have current coverage or access to ESI. It also restricts eligibility for some people who have had access to ESI in the past 18 months if the client stopped the insurance or if the employer chose to drop coverage.
Elderly
Age 65 or older. Used interchangeably with aged.
Elderly Waiver (EW)
An MA waiver program providing home and community-based services for clients age 65 or older who need a nursing home level of care to enable them to stay in the community.
Eligibility Begin Date
The date a client is eligible for coverage under the Minnesota Health Care Programs.
Eligibility Group
One of four groups assigned to a MinnesotaCare enrollee based on certain factors. The eligibility group determines the eligibility requirements that apply to MinnesotaCare applicants and enrollees.
Eligibility Verification System (EVS)
DHS's system to verify an enrollee's coverage and eligibility dates under the Minnesota Health Care Programs. Providers contact EVS by phone or online to confirm eligibility.
Emancipated Minor
A person under the age of 18 who is or was married, is on active duty in the uniformed services, or has been declared emancipated by a court. In Minnesota, a person is an adult at age 18 and adults are considered \"emancipated\" from their parents.
Emergency Hold
A person has been admitted or held for emergency care and treatment due to mental illness, developmental disability or chemical dependency and is in danger of causing injury to self or others.
Emergency Shelter
A facility that provides shelter when an individual or family loses their housing due to an emergency, such as a fire, flood or condemnation.
Employee Stock Ownership Plan (ESOP)
A form of defined contribution plan in which the investments are primarily in employer stock.
Employer-Subsidized Insurance (ESI)
Insurance coverage offered to employees or dependents for whom the employer or union pays at least 50% of the cost of coverage.
EMV
Estimated Market Value. The value assigned to real estate by the county assessor for the purpose of levying property taxes. EMV is found on the annual property tax assessment statement.
Encumbrance
A legal claim against real or personal property payable when the property is sold.
Enrollee
A person receiving coverage through a Minnesota Health Care Program or a managed care organization (MCO).
Entrance Fee
The total amount of payments, and/or the value of property, made or promised as full or partial consideration for acceptance into or maintaining residence in a continuing care retirement community (CCRC).
EOMB
Explanation of Medical Benefits. A statement from DHS, an insurance company, or a health plan reporting amounts paid, reduced, or denied for the client's health care expenses.
Equity
The fair market value of real or personal property minus any encumbrances.
Escrow
A deed, bond, money, or piece of property held in trust by a third party to be turned over to the grantee only on fulfillment of a condition.
ESI
Employer-Subsidized Insurance. Insurance coverage offered to employees or dependents for whom the employer or union pays at least 50% of the cost of coverage.
ESOP
Employee Stock Ownership Plan. A form of defined contribution plan in which the investments are primarily in employer stock.
Estate
On or after August 1, 2003: Estate is defined as the probate estate under Minnesota Statutes, Chapter 524, along with all of the person's interest established on or after August 1, 2003; or proceeds from those interests in real property owned by the person as a life tenant or joint tenant with the right of survivorship at the time of death, and to the extent the following interests become part of the probate estate, all interests or proceeds of those interests in securities owned by the person in beneficiary form and all interests in joint accounts, multiple party accounts, and pay on death accounts or proceeds of those accounts are subject to estate recovery. Prior to August 1, 2003: Estate is defined as described and used in Minnesota Statutes Chapter 524, Uniform Probate Code.
Estate Claim
A method of recovering MA from the estate of a deceased person.
Estimated Market Value (EMV)
The value assigned to real estate by the county assessor for the purpose of levying property taxes. EMV is found on the annual property tax assessment statement.
EVS
Eligibility Verification System. DHS's system to verify an enrollee's coverage and eligibility dates under the Minnesota Health Care Programs. Providers contact EVS by phone or online to confirm eligibility.
EW
Elderly Waiver. An MA waiver program providing home and community-based services for clients age 65 or older who need a nursing home level of care to enable them to stay in the community.
Excess Assets
The amount of total countable assets which exceed the client's asset limit.
Excluded Income
Income not counted in determining a client's total net income.
Excluded Time
A service or living arrangement which is a factor in determining a client's county of financial responsibility.
Exculpatory Clause
A provision in a trust that provides for the suspension, termination, limitation or diversion of the principal, income or beneficial interest of a beneficiary if the beneficiary applies for, and is determined eligible for or receives public assistance.
Explanation of Medical Benefits (EOMB)
A statement from DHS, an insurance company, or a health plan reporting amounts paid, reduced, or denied for the client's health care expenses.
Extra Help
A Medicare Part D cost-sharing subsidy program. Full-benefit, dual eligible enrollees are automatically eligible for the full Extra Help subsidy. Others may apply to the Social Security Administration for full or partial Extra Help subsidies.