Home Equity Limit Flowchart (Archive)

Follow this flowchart for clients requesting or receiving MA payment of LTC services. For more information about each step in the process, see LTC/EW Home Equity Limit, Steps to Applying the Home Equity Limit.

1. Does the client own a home?

l  Yes.  Go to Step 2.

l  No.  Client is eligible for MA payment of LTC services if all other eligibility requirements are met. Send a manual notice or update worker comments as directed.

2. Has the client continuously received MA payment of LTC services based on a request before January 1, 2006?

l  Yes.  Client is eligible for MA payment of LTC services if all other eligibility requirements are met. Send a manual notice or update worker comments as directed.

l  No.  Go to Step 3.

3. Is a dependent relative living in the home?

l  Yes.  Client is eligible for MA payment of LTC services if all other eligibility requirements are met. Send a manual notice or update worker comments as directed.

l  No.  Go to Step 4.

4. Is the home's verified ownership interest of the home's equity less than $500,000?

l  Yes.  Client is eligible for MA payment of LTC services if all other eligibility requirements are met. Send a manual notice or update worker comments as directed.

l  No.  Go to Step 5.

5. Does the home meet the requirements of an agricultural homestead? See the Agricultural Homestead Flowchart to determine if the home meets this requirement.

l  Yes.  Go to Step 6.

l  No.  The client is not eligible for MA payment of LTC services. Code MMIS to prohibit MA payment of LTC services. Send a manual notice or update worker comments as directed.

6. Is the client's verified ownership interest of the agricultural homestead's equity less than $500,000?

l  Yes.  Client is eligible for MA payment of LTC services if all other eligibility requirements are met. Send a manual notice or update worker comments as directed.

l  No.  The client is not eligible for MA payment of LTC services. Code MMIS to prohibit MA payment of LTC services. Send a manual notice or update worker comments as directed.

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