*** The Health Care Programs Manual (HCPM) has been replaced by the Minnesota Health Care Programs Eligibility Policy Manual (EPM) as of June 1, 2016. Please refer to the EPM for current health care program policy information. ***
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Effective: November 1, 2009 |
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19.25.15.20 - Life Estate Mortality Table |
Archived: June 1, 2016 (Previous Versions) |
This table must be used to determine the expected duration of a life estate interest or the remainder interest.
|
Age |
Life Estate Interest |
Remainder Interest |
|
Age |
Life Estate Interest |
Remainder Interest |
|
0 |
.97188 |
.02812 |
|
11 |
.98453 |
.01547 |
|
1 |
.98988 |
.01012 |
|
12 |
.98329 |
.01671 |
|
2 |
.99017 |
.00983 |
|
13 |
.98198 |
.01802 |
|
3 |
.99008 |
.00992 |
|
14 |
.98066 |
.01934 |
|
4 |
.98981 |
.01019 |
|
15 |
.97937 |
.02063 |
|
5 |
.98938 |
.01062 |
|
16 |
.97815 |
.02185 |
|
6 |
.98884 |
.01116 |
|
17 |
.97700 |
.02300 |
|
7 |
.98822 |
.01178 |
|
18 |
.97590 |
.02410 |
|
8 |
.98748 |
.01252 |
|
19 |
.97480 |
.02520 |
|
9 |
.98663 |
.01337 |
|
20 |
.97365 |
.02635 |
|
10 |
.98565 |
.01435 |
|
|
|
|
|
Age |
Life Estate Interest |
Remainder Interest |
|
Age |
Life Estate Interest |
Remainder Interest |
|
21 |
.97245 |
.02755 |
|
31 |
.95254 |
.04746 |
|
22 |
.97120 |
.02880 |
|
32 |
.94942 |
.05058 |
|
23 |
.96986 |
.03014 |
|
33 |
.94608 |
.05392 |
|
24 |
.96841 |
.03159 |
|
34 |
.94250 |
.05750 |
|
25 |
.96678 |
.03322 |
|
35 |
.93868 |
.06132 |
|
26 |
.96495 |
.03505 |
|
36 |
.93460 |
.06540 |
|
27 |
.96290 |
.03710 |
|
37 |
.93026 |
.06974 |
|
28 |
.96062 |
.03938 |
|
38 |
.92567 |
.07433 |
|
29 |
.95813 |
.04187 |
|
39 |
.92083 |
.07917 |
|
30 |
.95543 |
.04457 |
|
40 |
.91571 |
.08429 |
|
Age |
Life Estate Interest |
Remainder Interest |
|
Age |
Life Estate Interest |
Remainder Interest |
|
41 |
.91030 |
.08970 |
|
51 |
.83874 |
.16126 |
|
42 |
.90457 |
.09543 |
|
52 |
.82969 |
.17031 |
|
43 |
.89855 |
.10145 |
|
53 |
.82028 |
.17972 |
|
44 |
.89221 |
.10779 |
|
54 |
.81054 |
.18946 |
|
45 |
.88558 |
.11442 |
|
55 |
.80046 |
.19954 |
|
46 |
.87863 |
.12137 |
|
56 |
.79006 |
.20994 |
|
47 |
.87137 |
.12863 |
|
57 |
.77931 |
.22069 |
|
48 |
.86374 |
.13626 |
|
58 |
.76822 |
.23178 |
|
49 |
.85578 |
.14422 |
|
59 |
.75675 |
.24325 |
|
50 |
.84743 |
.15257 |
|
60 |
.74491 |
.25509 |
|
Age |
Life Estate Interest |
Remainder Interest |
|
Age |
Life Estate Interest |
Remainder Interest |
|
61 |
.73267 |
.26733 |
|
71 |
.58914 |
.41086 |
|
62 |
.72002 |
.27998 |
|
72 |
.57261 |
.42739 |
|
63 |
.70696 |
.29304 |
|
73 |
.55571 |
.44429 |
|
64 |
.69352 |
.30648 |
|
74 |
.53862 |
.46138 |
|
65 |
.67970 |
.32030 |
|
75 |
.52149 |
.47851 |
|
66 |
.66551 |
.33449 |
|
76 |
.50441 |
.49559 |
|
67 |
.65098 |
.34902 |
|
77 |
.48742 |
.51258 |
|
68 |
.63610 |
.36390 |
|
78 |
.47049 |
.52951 |
|
69 |
.62086 |
.37914 |
|
79 |
.45357 |
.54643 |
|
70 |
.60522 |
.39478 |
|
80 |
.43659 |
.56341 |
|
Age |
Life Estate Interest |
Remainder Interest |
|
Age |
Life Estate Interest |
Remainder Interest |
|
81 |
.41967 |
.58033 |
|
91 |
.26955 |
.73045 |
|
82 |
.40295 |
.59705 |
|
92 |
.25771 |
.74229 |
|
83 |
.38642 |
.61358 |
|
93 |
.24692 |
.75308 |
|
84 |
.36998 |
.63002 |
|
94 |
.23728 |
.76272 |
|
85 |
.35359 |
.64641 |
|
95 |
.22887 |
.77113 |
|
86 |
.33764 |
.66236 |
|
96 |
.22181 |
.77819 |
|
87 |
.32262 |
.67738 |
|
97 |
.21550 |
.78450 |
|
88 |
.30859 |
.69141 |
|
98 |
.21000 |
.79000 |
|
89 |
.29526 |
.70474 |
|
99 |
.20486 |
.79514 |
|
90 |
.28221 |
.71779 |
|
100 |
.19975 |
.80025 |
|
Age |
Life Estate Interest |
Remainder Interest |
|
101 |
.19532 |
.80468 |
|
102 |
.19054 |
.80946 |
|
103 |
.18437 |
.81563 |
|
104 |
.17856 |
.82144 |
|
105 |
.16962 |
.83038 |
|
106 |
.15488 |
.84512 |
|
107 |
.13409 |
.86591 |
|
108 |
.10068 |
.89932 |
|
109 |
.04545 |
.95455 |