Medical Assistance for People Age 65 or Older (Archive)

People who are age 65 or older have a basis of eligibility for MA.

Note:  The income and spenddown guidelines in this section apply primarily to people who live in the community. See Long-Term Care (LTC) and Elderly Waiver (EW) for people who live in Long-Term Care Facilities (LTCFs) or receive services through the Elderly Waiver (EW).

Eligibility factors are listed below with any information that is unique for this group. Links to standard program guidelines are included as well.

Application Process.

Eligibility Begin Date.

Renewals.

Verifications.

Social Security Number

Citizenship/Immigration Status.

Residency.

Insurance and Benefit Recovery.

Household Composition.

Eligibility Method.

Asset Guidelines.

Income Guidelines.

Deductions/Disregards.

Spenddowns.

Covered Services.

Service Delivery.

Other Requirements.

End of Eligibility in Basis.

Relationship to Other Groups/Bases.

Other Groups/Bases to Consider.

Top of Page

Application Process  (standard guidelines)

Follow standard MA guidelines.

Eligibility Begin Date  (standard guidelines)

Follow standard MA guidelines.

Top of Page

Renewals  (standard guidelines)

Follow standard MA guidelines.

Verifications  (standard guidelines)

Do not require verification of age.

Top of Page

Social Security Number  (standard guidelines)

Follow standard MA guidelines.

Citizenship/Immigration Status  (standard guidelines)

Follow standard MA guidelines.

Top of Page

Residency  (standard guidelines)

Follow standard MA guidelines.

Insurance and Benefit Recovery  (standard guidelines)

Follow standard MA guidelines.

Top of Page

Household Composition  (standard guidelines)

Follow standard MA guidelines.

Eligibility Method  (standard guidelines)

Use Method B for income and assets.

Top of Page

Asset Guidelines  (standard guidelines)

The asset limit is:

l  $3000 for a household of one.

l  $6000 for a household of two.

l  $200 for each additional household member.

Income Guidelines  (standard guidelines)

The income limit is 100% FPG.

Top of Page

Deductions/Disregards  (standard guidelines)

Use the following Method B deductions in the order given:

1. Disabled widow and widower’s disregard.

2. Widow and widower's disregard.

3. Pickle disregard.

4. Disabled adult children disregard.

5. The first $65 of earned income disregard.

6. One-half the remaining earned income.

Spenddowns  (standard guidelines)

People with income over 100% FPG may be eligible by spending down to 75% FPG.

Top of Page

Covered Services  (standard guidelines)

People who reside (or expect to reside) for more than 30 days in a long-term care facility (LTCF) are not subject to co-payments.

Service Delivery  (standard guidelines)

People age 65 or older who are not excluded from managed care will be enrolled in Minnesota Senior Care or Minnesota Senior Care Plus, depending on their county of residence. Most seniors may voluntarily enroll in Minnesota Senior Health Options (MSHO) if they so choose.

Top of Page

Other Requirements

Not applicable.

End of Eligibility in Basis

Follow standard MA guidelines.

Relationship to Other Groups/Bases  (standard guidelines)

People with blindness or disabilities or who are age 65 or older must use a Method B basis of eligibility for the Medicare Savings Programs, regardless of which method they choose for MA.

Other Groups/Bases to Consider  (standard guidelines)

People who are age 65 or older may also be eligible for:

l  The Medicare Savings Programs if they are Medicare-eligible.

l  A waiver of deeming requirements and/or expanded MA services.

Top of Page