4.2 Medicare Savings Programs
Medicare Savings Programs (MSP) are federal and state-funded programs that assist people on Medicare who have limited income and assets by paying some Medicare expenses, such as premiums, deductibles, and coinsurance. A person’s county, tribal or state servicing agency determines who is eligible for an MSP.
There are four types of MSPs:
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Qualified Medicare Beneficiary (QMB)
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Service Limited Medicare Beneficiary (SLMB)
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Qualified Individual (QI)
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Qualified Working Disabled (QWD)
Although the eligibility requirements and benefits are different, MSPs follow many of the same eligibility policies as Medical Assistance for People Who Are Age 65 or Older and People Who Are Blind or Have a Disability (MA-ABD).
This chapter includes policies that apply to MSPs and links to relevant MA and Minnesota Health Care Programs (MHCP) policies.