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Effective: July 1, 2008 |
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03.35.10ar3 - Service Limited Medicare Beneficiary (SLMB) (Archive) |
Archived: October 1, 2009 |
The Service Limited Medicare Beneficiary (SLMB) program will pay Medicare Part B premiums for people who meet the requirements of Qualified Medicare Beneficiary (QMB), but have excess income. People may receive SLMB alone or in addition to Medical Assistance (MA).
People may apply for SLMB to cover the Medicare Part B premium payment even if they choose not to take Medicare Part A.
See Medicare for more information about eligibility criteria for Medicare. See Medicare Savings Programs for more information about eligibility for Medicare Savings Programs.
Eligibility factors and links to standard program guidelines are provided below.
Citizenship/Immigration Status.
Insurance and Benefit Recovery.
Relationship to Other Groups/Bases.
Application Process (standard guidelines)
Follow standard MA guidelines.
People eligible for ongoing QMB may receive SLMB for the three-month retroactive period, the month of application and the processing month.
People with income higher than the QMB standard may receive SLMB benefits ongoing.
Renewals (standard guidelines)
Do not require six-month renewals for SLMB enrollees who meet any of the exceptions noted in six-month renewals.
Verify enrollment or eligibility to enroll in Medicare Part A.
Social Security Number (standard guidelines)
Follow standard MA guidelines.
U.S. citizens who are enrolled or eligible to enroll in Medicare are not required to provide citizenship or identity documentation.
For noncitizens, follow standard guidelines for federally funded MA.
Residency (standard guidelines)
Follow standard MA guidelines.
DHS pays Medicare Part B premiums through the Medicare buy-in for people who are enrolled in SLMB.
Household Composition (standard guidelines)
Use the standard household size for SLMB eligibility even if a household size of one is used for MA for Employed Persons with Disabilities (MA-EPD), the TEFRA option, or a waiver program for persons with disabilities (CAC, CADI, DD or TBI).
Example:
Chris applied for SLMB and MA with the CADI waiver. He lives with his wife, Joan, and their four children.
Action:
Use a household size of six for SLMB. Use a household size of one for MA/CADI.
Always use a household size of one to determine SLMB eligibility for a person who is eligible for the Elderly Waiver (EW). Also use a household size of one to determine SLMB eligibility for the community spouse if the person is married.
Example:
Sue applies for EW and is eligible for Medicare. She lives with her husband Greg.
Action:
Determine Sue’s eligibility for both EW and SLMB using a household size of one.
Eligibility Method (standard guidelines)
Use Method B for income and assets.
Note: If people who are also eligible for MA meet more than one basis of eligibility, they may choose the most advantageous basis for MA, but must use a Method B basis for the Medicare savings program.
Asset Guidelines (standard guidelines)
Asset limit is:
l $10,000 for a household of one.
l $18,000 for a household of two or more.
Income standard is 120% FPG. Income eligibility is determined on a monthly basis. SLMB does not have a six month or annual standard.
Example:
Myrtle is paid bi-weekly through her employer. In December, she will receive three paychecks and her income will be higher than the 120% FPG standard.
Action:
Myrtle’s total net income exceeds the standard in December. She is ineligible for SLMB in December.
Deductions/Disregards (standard guidelines)
Apply the standard $20 disregard in addition to allowing the income deductions and disregards for the applicable age 65 or older, blind, or disabled status basis when determining SLMB eligibility.
Disregard RSDI cost-of-living adjustments (COLA) for January through June of each year.
Exclude Aid and Attendance benefits and Allowances for Unusual Medical Expenses received from the Veteran’s Administration.
When a person is in a long-term care facility (LTCF), use a long-term care budget to determine their MA eligibility and a Medicare Savings Program budget to determine SLMB eligibility.
There are no spenddown provisions for SLMB.
Example:
Bud’s income is 150% FPG. He is ineligible for SLMB even if he has medical expenses that would allow him to spend down to 120% FPG.
Covered Services (Prepaid MHCP Manual)
SLMB pays the Medicare Part B premium.
People who receive only SLMB are excluded from managed care enrollment.
Not applicable.
Eligibility for SLMB ends if the enrollee is no longer Medicare-eligible, or has excess income or assets.
A person who becomes eligible for QMB may not receive SLMB. See QMB Eligibility Begin Date for more information.
See Medicare Savings Programs for general information about the relationship between MSPs and other program eligibility.
People who are eligible for SLMB may qualify for MA concurrently with SLMB.
They may need to meet a spenddown to be income-eligible for MA because of the difference in income standards for the two programs.
Note: The Part B premium cannot be used to meet a spenddown if SLMB is open.